It was an auto-dialed number generated by a machine. Here's the deal: while the companies that are pulling the scam may be offshore, the call centers that connect when "1" is pushed are in the US, manned by American employees. They know what they're doing. They know they're working for scam artists, yet they and the call center owners continue to act on behalf of the offshore criminals. In the middle of the recession, I might have felt bad for the call center workers, who may have really needed the money. But the recession's over and they're still working there, earning bonuses when they do con some elderly person into giving out their credit card info. Right now, all we can do is let 'em have it with some well-chosen expletives. (Make it quick and dirty - they hang up fast.) But until someone goes after the call centers, this is not going to stop. Feel free to cut and paste this.
They told me I must refinance my credit card! I don't have any credit cards, non at all. I don't owe anyone any money. It shows up on the caller ID as North Carolina. They won't stop calling. I have reported them to the FCC.