Same exact happened to me. They are (in this case) Commenity Bank- Avenue (clothes). I wasn't even late but they offered for me to pay over the phone for a $15 convenience fee. I felt that is a deceitful practice to disguise oneself as another entity no matter the reasoning. I told them i will mail a check for free & take my chances of being late. Ridiculous!!!
I have received calls for weeks many times a day, they leave no message. It is harassment, there are 4 or 5 more numbers doing the same thing. I'm going to turn it into the police dep.
This number calls me numerous times a day from a Kansas location. If I answer, there is nobody there...if it goes to voice mail...it is a second of silence, then a hang up. It is getting really frustrating.