i have got over 40 phone calls from this number 9143635004..the guy calling me his name is Mike Wilson says hes with US CASH AVDANCE...i have took out a advance but not from this company..he told me to fax him a copy of my id and a note stating i will pay over 1500.00...funny ting is the loan i took ou was only for 150.00..watch out this guy is a scammer...
I got a call a work from a Joe Brown and he was calling from the Dept of Law of Investigation and left me this number to call on 914-363-5004. Don't know who this person is. Call me first on a different number a 516-673-0626.
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
I GOT A PHONE CALL FROM A SUPPOSED DEBT COLLECTOR AND THAT I WAS TO BE HOME AT MY HOME ADDRESS AT 1:00 THIS COMING FRIDAY TO BE ARRESTED FOR A DEBT I HAD ALREADY PAID. I HAD BORROWED MONEY FROM A CASH ADVANCE PLACE HERE IN TOWN ABOUT 6 MONTHS BACK AND THEY GOT PAID ON TIME AND IN FULL AND THIS ONLY HAPPENED ONCE. THE PHONE CALL SEEMED SO REAL THEY KNEW EVERYTHING ABOUT MY FULL SOCIAL SOCURITY NUMBER, MY ADDRESS, I MEAN EVERYTHING ABOUT ME!!!!HOW ARE THESE PEOPLE GETTING ALL THIS INFORMATION??????? AND THE FBI SAYS THEY CANT DO ANYTHING ABOUT IT????? THIS IS CRAZY I HAVE THERE PHONE NUMBER THERE ADDRESS EVERYTHING, THIS IS AGAINST THE LAW SOMEONE NEEDS TO DO SOMETHING ABOUT THIS!!!!