I got a call from this Indian guy at my job saying that I took out a $500 payday loan and that I have to pay them $900 for all the late fees that racked up and if I don't pay him then Im going to jail man that's some [***] because I never took out a $500 payday loan in my life. And the scary part is how in the hell did this [***] know were I work at! I called him back and cursed his [***] out.
GOT A WEIRD CALL FROM SOME INDIAN GUY ON MY ANSWER MACHINE WHO SAID IF I DIDNT CALL THEM BACK ALL THEY COULD DO WAS WISH ME THE BEST OF LUCK AS THE SITUATION UNFOLDS BEFORE ME AND TO BE SURE TO CALL THEM BACK THE SECOND I RECEIVED THE MESSAGE AND GOD BLESS ME? WTF? I DONT EVEN KNOW WHO THIS IS!
It's a scam. They are trying to extort money from people by claiming to be arepresenting a company that doesn't exist. They claim you took out a online loan and now they want you to pay them anywhere between $800 - $9000 dollars to keep it from going to court. They will claim you are being charged with federal check fraud, money laundering and other crimes... it is all false. The two people I have talked to there are John Miller and then a James Davis who claims he's the main attorney. He will say they are the Federal Unsecured Loan Administration or the Legal Department of Justice. Just ignore them. If you want, got the FBI website and file a report through their IC3 department. I also called the secret service to file a report and one with my local police department. They can not and will not come to take you to jail.
WALLINGFORD, CT, August 07, 2009 /24-7PressRelease/ -- Better Business Bureau is warning consumers about would-be debt collectors who call "payday" loan holders, threatening arrest if they don't pay immediately.
A payday loan, also known as a paycheck advance, is a short-term cash advance intended to cover expenses until the holder's next payday.
The callers claim they are lawyers with the "Financial Accountability Association" or the "Federal Legislation of Unsecured Loans," and they are armed with stolen personal information from their victims, indicating a major security breach of unknown origin. The names used by the scammers may change with time.
According to Connecticut Better Business Bureau President, Paulette Scarpetti, payday loan holders appear to be particularly at risk.
"Because the scammers have so much information about potential victims, BBB is concerned that this may be the result of a data breach. Thousands of people may have had their personal information compromised."
Reports received by Better Business Bureau and posted online explain the con artists threaten the loan holders of defaulting and claim they are being sued. The imposters threaten the loan holders with imminent arrest and extradition to California to stand trial, unless they immediately wire $1000 or provide bank account or credit card information.
Connecticut Better Business Bureau has advice for consumers who receive suspicious telephone calls about an outstanding debt:
-Don't be bullied into immediate action. Ask the debt collector to provide official documentation that substantiates the debt.
-Do not provide or confirm any bank account, credit card or other personal information over the telephone until you confirm the legitimacy of the call.
-If you believe a debt collector is trying to scam you, file an abuse complaint with the Federal Trade Commission (FTC) online at www. ftc.gov, or by telephone at (202) 326-2222. Also file a complaint with your Better Business Bureau at http://www.bbb.org or by telephone at 203-269-2700, ext. 2.
About Better Business Bureau CT
Founded in 1912, BBB is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. BBB offers objective advice and a wide range of education on topics affecting marketplace trust. BBB also offers complaint and dispute resolution support for consumers and businesses. Today, 128 BBBs serve communities across the U.S. and Canada, evaluating and monitoring more than three million local and national businesses and charities. For more advice on finding companies and businesses, start your search with trust at http://www.bbb.org