This is a 3rd party collections company by the name of NCO Financial. They collect for several Payday Advnace-type companies like 500 Fast Cash and Cash Central along with other companies and credit cards as well.
These people are JERKS. They keep calling for a "Stephanie Ralph Gaber" and we have told them at least 20X to quit calling our as that person doesn't exist at our number. When I said we had repeatedly asked them to quit calling, the rude jerk said "you've got caller ID, if you see it is us then don't answer!" What an a**! They are rude and even accused me and my hubby of being Stephanie's parents and covering for her! They won't say anything more than that they are calling about her "application", but also won't stop calling us. Have reported them to Vonage so hopefully they will get blocked.