Cash Call. I got in a terrible tight spot and needed money quickly. I borrowed from CashCall only to find out that they were charging me 60% interest. What happened to the usery laws???????????????
I have the same feeling, they keep calling everyday, i can't take it any more, they call on several different numbers and its getting were i don't even answer my phone. 135% and above they charge on interest. A $5000 dollar loan after it is paid you pay them over $40,000 who ever heard of that they can go to hell!!!! I am not paying that bill.
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>
These people are relentless. They use all kinds of different numbers.
They are from all over the country.
They call every hour on the hour from 8am-10pm Mon-Sun.
These are some of the numbers they use.
I get new ones everyday. When they realize noone is going to answer the phone the change their
number and location.
They are a payday loan company that is really "Western Sky" They are owned by the indian reservations.
They are exempt from complaints as they are considered non profit. Which is BS because they charge 300% interest on their loans.
How is that non-profit or legal.
I am going to find a way to sue them for harrassment.
There should be a way to get a class action suit against these people.