They are bugging me also. I don't owe them any money, they are useing the address that a person lived at years before me who does not own the house anymore and has never lived with me. That is how they got my number thinking they changed theirs so they keep calling. I ignoir the calls. they use lots of numbers from other states. Do they ever get the point? I hear they buy old out of statue debt and ding your credit and sell and move to the next? they are just an old note and credt dinger. and after they sell people say they can't get it removed. this is what I have read when i was trying to find out what it was.
this is NCO financial-a debt collection company. get your credit report, and find out what debt they've bought. you should then call them back with that account number listed on your credit report and try to work out payments or a buyout.
good luck!
The Call is from NCO debt collection - Do not pay them anything - Even if you pay them - They just sell the collection to someone else and it goes on forever, they neglect to inform the credit agencies that the debt has been satisfied. Have them certify in writting that they will clear the debt BEFORE you pay it. Make sure the person who certifies the debt paid has the authority to do so. Get everything in writting FIRST !
I delt with these dirtbags before, no they never cleared it off my record. but even if you have it in writing they tell you it wasn't cleared or it takes 30 days then never gets done. your best bet is to go directly to whom you owe, Also let them know you are recording them, Much of what they pull is illegal. They threaten all kinds of things on my kid. I recorded it Then reported them to the AG.
They are bugging me also. I don't owe them any money, they are useing the address that a person lived at years before me who does not own the house anymore and has never lived with me. That is how they got my number thinking they changed theirs so they keep calling. I ignoir the calls. they use lots of numbers from other states. Do they ever get the point? I hear they buy old out of statue debt and ding your credit and sell and move to the next? they are just an old note and credt dinger. and after they sell people say they can't get it removed. this is what I have read when i was trying to find out what it was.