THESE PEOPLE WONT STOP! I HAVE ASKED THEM TO CEASE CALLING MY JOB BUT THEY CONTINUE. THEY HAVE CALLED MY FRIEND WHICH RESULTED IN THEM MAKING THREATS TO HER! THEY ALSO STATE THEY ARE CALLING FROM A "LEGAL OFFICE" WHICH SEEMS TO BE AGAINST THE FDCPA RULES. THEY HAVE ALSO THREATEND ME WITH CHARGES FOR "BANK FRAUD." I AM FILING A FORMAL COMPLAINT WITH THE FEDERAL TRADE COMMISION.
I received a call from this number. Come to find out they are RCS. RCS collects for St. Armands group. Watch yourself and check with your state to find out if they are legal to do business in your state. Pay day loan companies have to be licensed to do business, I found that they are not legal to do business in mine by DFI, Department of Revenue or Secretary of State. Do your research before you offer to give them anything, especially if you have already paid this debt and they are attempting to collect again.
They called me yesterday (3/27/13) and asked for me. I asked who was called and she just stated 'Ms. Janette'. So I said I wasn't available, can I take a message. She responded with a phone number and extension and said I had til 4pm Eastern Time (on 3/27) to return a call otherwise they'll issue a summons. Can they state that to someone other than me over the phone??
No. It would be unlawful for them to state that to a third party. It is also illegal to make such a statement if it is not in fact the truth. Call your local clerk of court and inquire as to whether any paperwork regarding you has been filed. Odds are, they've never heard of you or them.
These people are outright frauds or they are 3rd party collectors engaged in illegal practices. Educate yourself as to your rights under the FDCPA.
Be safe. Be aware.
Gunnar
Our Circuit Clerks office has an online database updated twice a day. Anything civil or criminal that goes through their office is put up on the site (with next court date, summons/warrants served, etc). My name doesn't come up for anything. Must have been BS, especially since they thought I was a third party taking a message and still stated 'if he doesn't call back by 4pm eastern time we'll have a summons issued'
Good job! The line they're using is older than "white dog-s**t." But the innocent and naive still fall for it occasionally. That's why alot of us here prey on the frauds as much as they try to prey on their victims.
Have a great day!
Gunnar