There should be a law against what Capital One Auto Finance does. They have tons of numbers, split into two classes. One group of numbers is for "real" calls to customers (actually it's much closer to illegal harassment). But the other group of numbers is strictly FOR illegal harassment.
Example: In Georgia, it's against the law to call a person, then hang up in their face when they answer. I had a co-worker once who was literally arrested and taken to jail for this (it was an innocent accident on his part; he thought he'd dialed the wrong phone number in error). So without a doubt, Georgia enforces this law. It's my impression that the same law applies in most, if not all states.
Another example: Sometimes there is someone on the phone, but all they do is (1) Yell at the answerer non-stop [often it's a person with a Hindu accent that you can't even understand], or, (2) Illegally threaten to repossess the car.
I told one rep that we'd asked to have our phone tapped due to the high number of Cap One reps who called, laughed in our faces, then hung up without saying anything else. I explained Georgia law to them, and that we'd press charges if it happened again. They apologized and said they wouldn't do it again.
That was about 3 months ago. Tonight they just called and hung up on us again.
They'll also call 20 or more times a day. I kid you not. Also, they use so many different phone numbers that I've lost count of how many different "Nuisance Phone Call Number" websites just like this one that I've posted to.
NEVER use Capital One Auto Finance. They're total slimeballs who deserve prison time, or nothing less than jail time.
I'm disabled and have several doctors, and I'm so tired of docs & hospitals not being able to contact me just because I allowed my ex to be here while he was on chemo for stage three cancer; he's the one who bought a car using Cap One, certainly not me -- yet they're consistently nasty to both of us. They ignore all pleas to keep the # of calls down so either of our docs or hospitals can get through.
These people have me on a automated call system. I have never done business with them and never will. I do not owe them the time of day but the keep calling and when answered the is no one on the line