I have been getting phone calls from a guy named Andy Black saying the same thing that I had a complaint against my name and social security number. And that I had a loan with a US Cash Advance and I don't! He said that if I didn't take care of it then they would contact the local sheriff's agency and have me picked up. So I called the Sherriff's dept in Raleigh North Carolina and reported it and they said that they did not know of an Attorney Mike Anderson or Officer Andy Black. So the Sherriff's office gave me their state attorney general's office number so that I could report it to them and they advised me to report it to my local agency.
Said he was attorney mike Stevens and was proceeding to freeze my bank account and seize assets for an unpaid cash advance in the amount of 580. He wouldn't give me any details to this supposed loan. Said all would be frozen and/or seized in 48 working hours unless I paid 580 right now! I didn't pay but he has my name and address and email address. I don't know what to do
Great advice posted by an attorney on:
http://800notes.com/Phone.aspx/1-718-732-0174
"IF they do not provide you with the verification of the debt, the debt is invalid and not subject to collection. PAY NOTHING TO ANYBODY UNLESS THEY PROVIDE YOU WITH WRITTEN VERIFICATION OF THE DEBT, AND ONLY THEN IF YOU FEEL THE DEBT IS VALID - otherwise, let them sue you for the debt, as a real law firm will only bring a legal action on a truly valid debt".
Go here to obtain the template for the DV letter and read more on your consumer rights under the FDCPA: http://www.fair-debt-collection.com/
I am receiving phone calls from this number. The caller says that is name is Andy Black, ( but he sounds East Indian) and that he is calling from the North Carolina sheriff's dept. He told me that I had THREE criminal charges against me for a loan from Cash Advance USA. I never had a loan from this company, in fact, payday loans are illegal in Georgia. So what can I do or what kind of information do I need to get to find out who these people are, and put an end to their harassment?
Well i got this mike stevens and andy black i notified the police in my city also in north carolina too. So hopefully they want do this to any one else.
They left a voicemail on my cell phone telling me I had outstanding complaints against my name, didn't go into detail. Said I had to call them back or have an attorney call them. I called them back, talked to Andy Black first, he put me on hold and put me though to the other guy. Both of these guys had such heavy Indian accents it was hard to understand them. He asked my name and asked if I knew why they were calling. I told him I have never taken out any kind of cash loan and that he had to send me written verification of this debt. I then told him I have Google and know what they are doing and not to call me again. He said in a squeaky voice 'ok' and hung up.