Calling telling me that I can reduce or eliminate my student load debt. Given that I graduated a long time ago with zero debt,not sure how this applies to me. Since I had some time, I pressed the number to get a live person. Asked which loan they were calling about and other information. At some point they got frustrated and asked why I answered. My comment was since they felt like wasting my time with an unsolicited call, I could waste their time as well. Call ended at that point.