The REAL CESI corporation claims they are a nonprofit debt consolidation company ... but they also offer 100% money back guarantee.
Since their come-on is FREE, I guess they can refund all of that $0.00 if the client is dissatisfied. (grin).
("Nonprofit" can also mean they pay their executives a very high salary, so the company itself has no "profit")
Question: if they do not cold-call, why did you post your possible preemptive shilly statement here, since nobody has yet complained? Could it be that number is NOT the REAL CESI phone number?
They say they are in North Carolina, but the web site doesn't list their fees or sign up charges: http://www.cesisolutions.org/contact/
BBB gives them an accredited A+ with 11 complaints: http://www.bbb.org/raleigh-durham/business-re ... eigh-nc-9000990
One report says they took the money and ran: http://www.ripoffreport.com/r/care-one-credit-counseling-cesi-consumer-education-services/columbia-maryland-21045/care-one-credit-counseling-cesi-consumer-education-services-credit-counseling-rip-off-233242
Another report says they didn't know what they were doing: http://www.ripoffreport.com/r/cesi-consumer-education-services-inc/raleigh-north-carolina-27607/cesi-cesi-consumer-education-services-inc-instructed-me-not-to-pay-then-i-was-stuck-with-304368
Bizapedia pages: http://www.bizapedia.com/or/CESI-DEBT-SOLUTIONS.html
http://www.bizapedia.com/addresses/3801-LAKE- ... H-NC-27607.html
On other site listed their fees up to $69.00 per month, but didn't list their sign up fee.
Really they dont cold call. I can honestly say i have no put any info out there or asked for any from them or anyone else. So i guess they did not cold call me .