Getting phone calls saying that I have two charges against me fraudulent cases and I will be served or cases will be filed in my county. Phone calls from 920-215-4548, 802-552-0848, 920-392-3138. Harrasing sometime automated message other times a person saying to call this number. or no message at all. One time actually talked to a person and they became nasty and belligerent. Had a payday loan in the past but was repaid. .
I am also getting these robo calls that are legally threatening in nature (same type of message)--cannot get anyone live either. Completely baffled. Don't owe anything and not worried about it. Ignoring and lodging complaint with BBB as I presume this is a scam and this is my work phone.
May be part of a scam or they might just have the wrong person. I have a common name and get calls from these bottom feeders for people I've never heard of. Know your rights and how to tell if it's a scam. Read here:
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php