Recording: "HELLO!  You have recently applied for a pay day loan & our private lenders have lowered their requirements loan qualifications.  Your application has been reviewed by our largest lenders & you are now pre approved for our highest gold level of $1500.  To collect your funds, simply press 1 now.  Again press 1 now to receive your pre approved loan.  If you would like to decline this loan, please press 9 & you will be taken off our list."

False all the way around.  I have never applied for a pay day loan or any other loan as that goes so I can't be pre approved for anything.