I just did a search on "Law Office of Mitchell D. Bluhm & Associates". The first two search results were BBB pages. The next two were 800notes.com threads. Think about it: If those are the top 4 results you get when searching for a business it's gotta be one very shady business!
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.
Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce
Follow the steps in what you need to know here:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
CAPIO PARTNERS. LLC
Posted in: http://800notes.com/Phone.aspx/1-888-876-2814
http://800notes.com/Phone.aspx/1-702-487-3597
Web site has the listed in Georgia, but do yourself a favor and don’t watch their fake testimonial video right after you eat: http://capiopartners.com/contact-us/
BBB gives them a B with 171 complaints: http://www.bbb.org/dallas/business-reviews/co ... man-tx-90119675
Their LinkedIn page claims they are a hospital but in reality they are simply scummy criminal debt collectors: https://www.linkedin.com/company/capio-partners-llc
Looks like their head criminal was elected to head on of the criminal cabals of the debt collection empire: http://www.insidearm.com/daily/debt-buying-to ... -international/
They have joined hands with another criminal enterprise: http://www.healthcarestrategiesinc.com/releases/HCS-PressRelease-031709.pdf
Looks they have affiliated themselves with another well-known criminal debt collector called Convergent Outsourcing known for violating laws to steal money from people: http://convergentusa.com/pdfs/case_studies/Ca ... ase%20Study.pdf
Bloomberg lists the head criminals at this enterprise: http://www.bloomberg.com/research/stocks/priv ... vcapId=53965681
Georgia Dept. of State info:
Business Name: CAPIO PARTNERS, LLC Control Number: 07098328
Business Type: Domestic Limited Liability Company Business Status: Dissolved
Business Purpose:
Principal Office Address: 2250 Satellite Blvd. , Suite 210, Duluth, GA, 30097 Date of Formation / Registration Date: 12/5/2007
State of Formation: Georgia Last Annual Registration Year: 2008
DissolvedDate : 02/14/2008
Registered Agent Information
Registered Agent Name: CORPORATION SERVICE COMPANY
Physical Address: 40 TECHNOLOGY PARKWAY SOUTHSUITE 300, Ben Hill, NORCROSS, GA, 30092, USA
They dissolved in 2008 and then opened up in Texas:
Business Name: CAPIO PARTNERS, LLC Control Number: 08031741
Business Type: Foreign Limited Liability Company Business Status: Active/Compliance
Business Purpose:
Principal Office Address: 2222 Texoma Pkwy, Suite 150, Sherman, TX, 75090 Date of Formation / Registration Date: 3/21/2008
Jurisdiction: Texas Last Annual Registration Year: 2015
Principal Record Address: NONE
Registered Agent Information
Registered Agent Name: C T CORPORATION SYSTEM
Physical Address: 1201 Peachtree Street, NE, Fulton, Atlanta, GA, 30361, USA
Texas Surety Bond info:
Principal Name: Capio Partners LLC # 1
Address: 2222 Texoma Parkway Suite 150
Sherman, TX 75090
File Number: 20080050
Status: Canceled Close File
Date Filed: 3/12/2008
Cancellation Date: 6/6/2009
Phone:
Bonding Company: RLI Insurance Company
Bond No: LSM 0045534
Principal Name: Capio Partners LLC # 2
Address: 2222 Texoma Parkway Suite 150
Sherman, TX 75090
File Number: 20100232
Status: Active
Date Filed: 8/30/2010
Cancellation Date:
Phone:
Bonding Company: International Fidelity Insurance Company
Bond No: 0535911
Principal Name: Capio Partners LLC # 3
Address: 2222 Texoma Parkway Suite 150
Sherman, TX 75090
File Number: 20080095
Status: Canceled Close File
Date Filed: 6/2/2008
Cancellation Date: 12/6/2010
Phone:
Bonding Company: Liberty Mutual Insurance Company
Bond No: 019028281
Other complaints:
http://badfinance.org/review/1360511/capio-partners-llc-debt-collection
https://creditboards.com/forums/index.php?showtopic=452525
https://getoutofdebt.org/90791/capio-partners-llc-cfpb-complaint-1303889
https://www.facebook.com/pages/Capio-Partners/155037167875393
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... YET/td-p/817780
Looks like they get sued a lot:
http://www.law360.com/cases/5571f8e81059a70d27000001
http://www.plainsite.org/dockets/u8zyo7ge/flo ... o-partners-llc/
https://www.gpo.gov/fdsys/pkg/USCOURTS-caed-1_14-cv-00453
https://www.pacermonitor.com/public/case/9696 ... tners_LLC_et_al
http://www.leagle.com/decision/In%20FDCO%2020 ... PARTNERS,%20LLC
http://www.law360.com/cases/50103b31f9c2217e25004343
http://www.law360.com/cases/4fa43c8565bf4202f80041ef
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
As well as the Georgia AG: http://law.ga.gov/
http://consumer.georgia.gov/consumer-services