Scammer/Phisher - they want your credit/debit card into in order to send you a "free" $100 gift card - all they want you to do is pay the "one time $4.95 shipping and handling fee." We scam-sensitive folks here know exactly what that means.  For those who don't know - what they really want is your card info that you would give over the phone in order to get this 'free gift card."  If it sounds to good to be true - it is.