I think this may not be legit:

You need to be aware that the new law going into effect October 6th credit card companies  hot pepper on consumers and to make matters worse the major Banks of just duh  your minimum payment requirements but there is something you can do about it so good
is that your now eligible to lower your interest rate on all your major credit cards Witcher 3  thousands of dollars a year to qualify you need at least $2,500 and  and have at least one account in good standing but you must act now before your eligibility  please consider this your final notice press one to lower your interest rate  how to be removed from further notices to lower your interest rates press London oh  goodbye