"Carmen" from CardHolder Services. Recording is a little lower quality, like a small microphone or a "telephone" special effects filter. Sounds like it may be the same girl as "Bridget."
Caller ID is "OHIO." Number is for a MCImetro Access Transmission Services Landline in Mechanicsburg, OH. Since this is a land line that is not a VoIP, it's probably spoofed. It's not listed so it could be a rotary (boiler room).
Blocked, and reported to FTC at https://donotcall.gov/.