Creditor Advocates; Debt Collector in Burnsville, Minnesota. Paying your debts is the right thing to do. obviously. But if you cannot make a lump sum payment, don't bother answering the phone. These people are rude, arrogant, and judgmental of anyone who wants to make a payment plan. You'll have to make your own statements to send in; they won't send a bill. NASTY. Their name says it all: they advocate for the Creditor. Not for the debtor. And their business model is 'bully them until they pay'.
Creditor Advocates; Debt Collector in Burnsville, Minnesota. Paying your debts is the right thing to do. obviously. But if you cannot make a lump sum payment, don't bother answering the phone. These people are rude, arrogant, and judgmental of anyone who wants to make a payment plan. You'll have to make your own statements to send in; they won't send a bill. NASTY. Their name says it all: they advocate for the Creditor. Not for the debtor. And their business model is 'bully them until they pay'.
Which is why you need to make them follow the letter of the law, send them correspondence by certified, return receipt mail, report their criminal activities to the proper authorities, and then sue them and put money in your pocket for the harassment they have caused you. If everyone followed through on that, these cretins would be out of business and we would have money in our pockets to show for it.
CREDITOR ADVOCATES INC. AKA ADVANCE COLLECTION SERVICES, INC.
Posted in: http://800notes.com/Phone.aspx/1-952-666-1087
http://800notes.com/Phone.aspx/1-866-357-7522
Web site lists them in Minnesota: http://www.creditoradvocates.com/
BBB gives them an A+ with 1 complaint: http://www.bbb.org/minnesota/business-reviews ... lle-mn-96177628
Picture of one of the head criminals: http://www.401klatte.com/uncategorized/john-b ... arch-19th-2012/
Picture of the head criminal on his LinkedIn page: https://www.linkedin.com/in/steve-juve-13207745
LinkedIn Pages: https://www.linkedin.com/in/john-brown-59964048
https://www.linkedin.com/pub/dir/Todd/Musgjerd
Minnesota Dept. of State info:
Minnesota Business Name
Creditor Advocates Inc.
Business Type
Business Corporation (Domestic)
MN Statute
302A
File Number
3867400-2
Home Jurisdiction
Minnesota
Filing Date
06/04/2010
Status
Active / In Good Standing
Renewal Due Date
12/31/2016
Registered Office Address
1551 Southcross Drv W #C
Burnsville, MN 55306
USA
Number of Shares
1,000
Registered Agent(s)
(Optional) None provided
Chief Executive Officer
Steve Juve
17261 Wilderness Trail SE
Prior Lake, MN 55372
USA
Principal Executive Office Address
1551 Southcross Drive W
Suite C
Burnsville, MN 55306
USA
Minnesota Dept. of Commerce info:
State Minnesota
Board Debt
Inquiry Date 01/09/2016 10:09 AM
Creditor Advocates Inc.
Business Location Address 1551 Southcross Drive
Suite C
Burnsville, Minnesota 55306
Business Phone Number 952-381-1352
Fax Phone Number
Licenses
Collection Agency
License Number Original Issue Date Status Effective Date Expiration Date
40210734 07-02-2010 Active 07-02-2010 06-30-2016
Aliases
Doing Business As
Name: Effective Date End Date License Type
Advance Collection Services 06-23-2010 08-05-2011
Individual Associations
Displaying records 1 through 11 of 11
Full Name License Number License Type
Ballard , Rachelle
40424237 Debt Collector
Brown , Harrison
40210799 Debt Collector
Cook , Kathy
40381292 Debt Collector
Haug , Kristi
40380537 Debt Collector
Juve , Steven
20610162 Debt Collector
Musgjerd , Todd
20047754 Debt Collector
NELSON , JUDY
40094625 Debt Collector
Nightengale Moore , Lisa
40330814 Debt Collector
Olson , Amber
40184105 Debt Collector
Pollard , Robin
40403950 Debt Collector
St Aoro , Rebecca
40417737 Debt Collector
Other complaints:
https://rateit.org/company/creditor-advocates-inc/\
https://www.bankrank.org/banks/creditor-advocates-inc
http://www.bankencyclopedia.com/Creditor-Advocates-Inc.html
Looks like they were sued:
https://www.pacermonitor.com/public/case/6561 ... _Advocates,_Inc
http://www.law360.com/cases/56030b92722afb6b95000001
http://www.law360.com/cases/51a8ebfb82e25e1dca000001
http://www.law360.com/cases/56030b92722afb6b95000001
https://www.pacermonitor.com/public/case/6845 ... _Advocates,_Inc
https://www.pacermonitor.com/public/case/7756 ... _Advocates,_Inc
https://dockets.justia.com/docket/puerto-rico/prdce/3:2011cv02084/90730
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file here: Minnesota: http://mn.gov/commerce/consumers/file-a-complaint/file-a-complaint/