Would these people please just go away? Got a call from someone (didn't bother remembering their name) from "Capital Providence" that I was going to be served with a bench warrant. Sure I am. Googled that name and immediately a ton of collection scam references show up under different phone numbers. Same old scam, just a different number.
Would these people please just go away? Got a call from someone (didn't bother remembering their name) from "Capital Providence" that I was going to be served with a bench warrant. Sure I am. Googled that name and immediately a ton of collection scam references show up under different phone numbers. Same old scam, just a different number.
[***] collection company. They buy old debts then associate themselves with illegal practices on dbets that are past the statute of limitations. Don't give them any info, no matter what there's nothing they can do but talk a meaningless pile of untruthful [***] hoping to get people to take the bait. Block their number you'll be ok.
To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.
Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350