I am an insurance agent, and a lady called me at 5:00 PM to my cell. When I answered, "insurance office, how may I help you?" the lady did not know what to say. There was the classic noise of a busy calling center and I continued, what kind of insurance do you need? Life Insurance?, Property Insurance?, please let me know. She answered, can you hold for a second? at that time I just hung up. It was surely just another telemarketer/con-artist looking for prey.