Valentine & Kebartas
Posted in: http://800notes.com/Phone.aspx/1-480-696-5658#p834527803105297918
http://800notes.com/Phone.aspx/1-971-270-3895
BBB Massachusetts Page with 26 complaints, 4 negative reviews, and 1 positive review?: http://www.bbb.org/boston/business-reviews/co ... wrence-ma-56921
BBB Florida page with 5 complaints: http://www.bbb.org/west-florida/business-revi ... ton-fl-90019071
BBB Indiana page with 4 complaints: http://www.bbb.org/snakeriver/business-review ... ell-id-90003057
Massachusetts Dept. of Banking Information:
Valentine & Kebartas, Inc
MLS ID: 952178
Street Address: 15 Union St
Lawrence, MA 01840
Mailing Address: 15 Union St
Lawrence, MA 01840
Phone: 800-731-7766x322
Toll-Free Number: Not provided
Fax: 978-681-6005
Website: vnkinc.com
Email:
[email protected]
Other Trade Names : None
Prior Other Trade Names : Valentine & Kebartas, Inc
Prior Legal Names : None
Sponsored MLOs : 0
Fiscal Year End: 12/31 Formed in: Massachusetts, United States Date Formed: 09/01/1994 Stock Symbol: None Business Structure: Corporation
State Regulatory Actions : None posted in NMLS.
Branch Locations
No Branch Locations in NMLS
State Licenses/Registrations
(Displaying 4 Active of 4 Total)
Regulator License/Registration Name Authorized to
Conduct Business Consumer Complaint
Indiana-SOS
Collection Agency License Yes Submit to Regulator
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Massachusetts
Debt Collector Yes Submit to Regulator
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License/Registration #: DC0346 Original Issue Date : 10/13/1994
Status : Approved Status Date: 02/28/2014 Renewed Through : 2014
Other Trade Names used in Massachusetts : None
Hide License Status History
Start End Authorized to
Conduct Business
9/13/2012 Present Yes
View Resident/Registered Agent(s) for Service of Process
North Dakota
Collection Agency License Yes Submit to Regulator
View Details
Rhode Island
Debt Collector Registration Yes Submit to Regulator
View Details
License/Registration #: DC0346 Original Issue Date: 10/13/1994
Regulator: Massachusetts License/Registration Name: Debt Collector
Resident/Registered Agent
Company: Valentine & Kebartas, Inc
Name: Robert Kebartas
Title: Vice President
Address: 15 Union St
Lawrence, MA 01840
Phone: 800-731-7766x322
Fax: 978-681-6005
Resident/Registered Agent
Company: Valentine & Kebartas
Name: Robert Kebartas
Title: Vice President
Address: 15 Union St
Lawrence, MA 01840
Phone: 800-731-7766
Fax: 978-681-6005
Other complaints:
http://www.ripoffreport.com/r/vki-valentine-kebartas/lawrence-massachusetts-01840/vki-valentine-kebartas-this-company-is-not-a-law-firm-they-illegally-collect-for-dell-282202
http://www.complaintsboard.com/complaints/valentine-kebartas-lawrence-massachusetts-c173375.html
They are not attorneys. Neither one of them has a Doctor of Jurisprudence degree.
They are also not listed on the Department of Education page as a private collection agency. https://studentaid.ed.gov/about/data-center/b ... llection-agency
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
Also file a complaint with the Massachusetts Attorney General’s Office and the Department of Banking at these links:
http://www.mass.gov/ago/
http://www.mass.gov/ocabr/government/oca-agen ... -complaint.html