This is company out of Dallas, TX. Several months ago I was shopping for an auto loan on line and got a car in May. This is August and they called at 9:00 at night and called me by my first name and acted like they knew me and had talked to me before. They then tried to ask me for a lot personal information and said they would get me an auto loan. I told them I was not interested at all. They called twice more over 2 days, each time saying "hey Jim". I hate being called by my first name by people I do not know and hate spam callers. Beware these people are bottom feeders and I doubt they offer any real service.