Prize Offers: You Don’t Have to Pay to Play!
http://www.ftc.gov/bcp/edu/pubs/consumer/telemarketing/tel17.shtm
http://www.consumer.ftc.gov/scam-alerts
http://www.consumer.ftc.gov/articles/0076-telemarketing-scams
To any reader that should find these posts. The first thing you need to know is anyone who posts a positive revue about getting a loan - the post is fake & planted. Please remember that if your bank won't even give you a calendar, be very careful of dealing with online loan companies. As with online pharmacies, most of them are scams. Remember that Payday loans are illegal in most States of the US. Asking for an 'advance fee', for any reason, is illegal in EVERY State of the US. You need to get names, address, phone numbers, & then Due Diligence. Search everything.