Didn't recognize the number so I didn't answer it. Got online and saw everyone's experience on this web page. So I tried calling the number back to have fun with it and a cell phone error recorded message come on saying it was not a working number. Idk wtf is up but thanks y'all for your feedback.
Automated call offering me lowered interest rates on my credit cards. Obvious scam. I pressed 1 to connect to a live agent, and got cursed out when I asked to be removed from their call list.
The East Indian type guy said that because of my excellent payment history, I could get my interest charges lowered. I told him that I did not understand since I do not have a credit card and he simply hung up without a word.