I received this call twice and they are treating to take me to court cause of a loan I had 5 years ago .. they even called my 14 year old son ...wth ..what can I do about this ?
I received a fax from this so called lawyers office signed by brooke jackson. About a month ago she and a male kept calling me. I was very rude and gave them a piece of my mind. The address they use is university executive drive suite 481 charlotte north carolina. Phone is 855-832-0198. Fax is 972-294-3316. They faxed it too my work. However, there are some words misspelled and they did not use my legal name. I have contacted the local authorities and provided the fax. These people are pathetic.
Faxes are not adequate for notification of debt collection. The information has to be sent by USPS mail, along with the full business address of the debt collector.
I looked at that address and it appears they intentionally left out the building address; suite 481 could be in any of several buildings along that street.
Google Maps shows several medical-related buildings along that street, but no office towers that could have who knows what in them. There is one building labeled as a law office.
https://www.google.com/maps/place/University+ ... 5dd96750ae5f1e2
"They faxed it too my work." Ok, FDCPA violation right there. I can't find a lawyer registered under that names, so impersonating a lawyer is a crime.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Also file a report with the North Carolina BAR association that that person is impersonating an attorney.