I received a text message from this phone number. The text was from "Robin Smith" which she wrote in all caps. She said she was from the state investigation and I had a payment pending. I have no idea what payment, how much or anything (because I don't owe any payday loan company any money). She informed me that if I did not make said payment I would be receiving a bench (typed in call caps) warrant. She gave me a fake file number and in closing asked what I was going to do. None of her sentences began with capital letters.