Is it possibly this company? http://www.bbb.org/boston/business-reviews/co ... dover-ma-23350/
Now one call a day is not violating the FDCPA.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Massachusetts Consumer Affairs and business Regulation complaint Page: http://www.mass.gov/ocabr/government/oca-agen ... -complaint.html
Massachusetts AG office: http://www.mass.gov/ago/
They're collectors and they're breaking fair debt collection law. I have received one call a day from this number, I refuse to cooperate because of their abusive tactics.
Is it possibly this company? http://www.bbb.org/boston/business-reviews/co ... dover-ma-23350/
Now one call a day is not violating the FDCPA.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Massachusetts Consumer Affairs and business Regulation complaint Page: http://www.mass.gov/ocabr/government/oca-agen ... -complaint.html
Massachusetts AG office: http://www.mass.gov/ago/
called this morning at 8:16 am. asked for someone but told them no one here by that name. Said that they had a wrong number. Has called my home before but never answered until today because I was in bed.