Yes and she always gave me info on a rush and if I don't make payment always says it's gonna b a arrest warrant in my name and I'm have to go to court always sends emails always says email when u get to store
Is this really a scam? They have emailed me and called me the guy sounds Indian he has been threatening me with legal action saying I'll be going to court. Me being an IT specialist and not a full blown retard even though they had some real info there were incosistencies in the emails. Especially that I can only pay through money gram with cash and I have to email them when I'm at the store.....
A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.
The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:
* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed - US Mail ... not emailed or texted]
Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.
IF you wish to communicate with the supposed collector / creditor, visit the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/
If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
He used information in the email that was legit. Like where I worked and such. I know these scammers are smart and know how to find out info but so do I. This person has poor grammar and spelling. He refused to provide me with info that I know a debt collector or law office would ask for. Never asked for my phone number till I asked for theirs and their address today. They said they would contact my employer and garnish my wages after taking me to court.... They want a money gram payment only. They said I can't pay online with a debit card that I must use cash at a money gram place.... I was worried at first but after hearing the voicemail I believe this is a scam. I know I have a debt with whom he is stating I'd like to clear it up but this sounds like someone is trying to cheat me out of $500