I've gotten same calls over the last week. Its totally bogus. She pulled up a last loan I had years ago and said I never paid it. To bad for her I keep great records and receipts. She tried to say it was a bad check from 2 years ago and I haven't wrote a check in 5 years. They used the names renita Mathis and Gary fisher.
I received a call from this number on May 22 2013. This person by the name of Renita Mathis claims to be an investigator on a loan from insta cash internet payday loan place on my husbands behalf. She stated that he has 3 felony counts she also stated that she was going to contact his command.. She told me that if we pay 420.00 all charges will be dropped and if not she was going to proceed with her stuff.. also she stated that they have video surveillance.. She dose not say what company she's calling from nor gives me any description of the case.. She does have info that im sure she got off a data base.. I got another call from another person in a different state telling me that my husband needs to contact her ok im sick of these calls iv called the FTC already.. I don't know what else to do because I have gotten more phone calls from different places about the same thing just different threats when I tell them im going to record there call they tell me that I don't have there permission and hang up real quick when I call her back shes telling me to stop harassing her when there the ones harassing me
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
I've gotten same calls over the last week. Its totally bogus. She pulled up a last loan I had years ago and said I never paid it. To bad for her I keep great records and receipts. She tried to say it was a bad check from 2 years ago and I haven't wrote a check in 5 years. They used the names renita Mathis and Gary fisher.