"Melissa" called from a local (local number (980) 229-4801) to me number that is a verizon carrier based cell number. Interestingly enough she asked that I return her call to 844-832-5960. I don't know the name of this low life "collection agency" if one could even call it that! I've spoke with "Melissa" in the past she thinks she's one tough bully too bad I've had longer to perfect my interaction with low life scammers than she's had to scam people!! She's trying to collect on a medical bill that was under $50 (and has been paid years ago) that is over 8 years old. She refused to give me the company name which I'm pretty certain isn't exactly legal. We have filed a car with CFPB but of course Melissa and crew have yet to respond!! I requested a debt validation letter from Melissa she only wants to email it to me stating that's the best she can do as time "isn't on my side" before I'm served papers for a "case". "Melissa" tried to convince me an emailed debt validation letter is just as legal and valid as via USPS, I had to help her with her job and let her know that's not the case per CFPB. I've now blocked her local and toll free number. Should you call the toll free number an automated voice answers giving no company name, voice aux states "please hold while I research your account", seconds later it states "please hold for the available agent". I didn't bother as I know this isn't a valid debt not to mention what type of legit business doesn't provide company name via live nor automated voice??? A scammer that's who!!!
"Melissa" called from a local (local number (980) 229-4801) to me number that is a verizon carrier based cell number. Interestingly enough she asked that I return her call to 844-832-5960. I don't know the name of this low life "collection agency" if one could even call it that! I've spoke with "Melissa" in the past she thinks she's one tough bully too bad I've had longer to perfect my interaction with low life scammers than she's had to scam people!! She's trying to collect on a medical bill that was under $50 (and has been paid years ago) that is over 8 years old. She refused to give me the company name which I'm pretty certain isn't exactly legal. We have filed a car with CFPB but of course Melissa and crew have yet to respond!! I requested a debt validation letter from Melissa she only wants to email it to me stating that's the best she can do as time "isn't on my side" before I'm served papers for a "case". "Melissa" tried to convince me an emailed debt validation letter is just as legal and valid as via USPS, I had to help her with her job and let her know that's not the case per CFPB. I've now blocked her local and toll free number. Should you call the toll free number an automated voice answers giving no company name, voice aux states "please hold while I research your account", seconds later it states "please hold for the available agent". I didn't bother as I know this isn't a valid debt not to mention what type of legit business doesn't provide company name via live nor automated voice??? A scammer that's who!!!