Total nonsense. Debt collectors have no power of arrest. Theft and felony charges are made by public prosecutors and police are involved. No public prosecutor notifies debt collectors of pending cases. In any event, what law enforcement agency notifies people in advance they are gong to be arrested. Total claptrap. And totally stupid. This is just a scam trying to frighten you into paying them something. Ignore them and block their calls.
I called them back and they threatened me with theft and felony charges for a internet payday loan from 2007. They would give me no information. They asked when they could come and arrest me and to make sure I had arrangements for any children in the home.
Some Payday Loan lenders will attempt to convince the borrower that the check they left is fraudulent, and the lender will file a fraud case. Borrowers should read this:
"It is illegal in most states to write a check knowing that you do not have sufficient funds, with fraudulent intent."
...
"But a Payday loan is different. You know there is no money there. They know there is no money there. If everyone knows there is no money, there can be no fraudulent intent."
Yes, borrowers should pay their debts, but lenders must (by law) follow the correct procedures to collect those debts. A summary of the Fair Debt Collection Practices Act (FDCPA) is here:
http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act
Recent news, stating the FTC DOES shut down these scammers!
http://800notes.com/forum/ta-a42dc4be97913e8/ ... ection-scammers
and
http://www.consumerfinance.gov/newsroom/cfpb- ... -cycle-of-debt/
Total nonsense. Debt collectors have no power of arrest. Theft and felony charges are made by public prosecutors and police are involved. No public prosecutor notifies debt collectors of pending cases. In any event, what law enforcement agency notifies people in advance they are gong to be arrested. Total claptrap. And totally stupid. This is just a scam trying to frighten you into paying them something. Ignore them and block their calls.
For Extortion Scam Operations, File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..
http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
Also see here:
http://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
Also read up on the laws and your rights:
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350
Washington, D.C.
December 07, 2010 FBI National Press Office
(202) 324-3691
— filed under: Press Release
The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.
According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.
The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
THIS MAN FROM THIS NUMBER NAME MIKE HAS LEFT A FEW MESSAGES FOR ME TO RETURN HIS CALL /HE IS COMPLETING A BACKGROUND INVESTIGATION AND HAS COME UP WITH A CASE THAT IS BEING FILED AGAINST ME THROUGH MADERA COUNTY FROM THE STATE OF CALIFORNIA FOR THEFT/FRAUD. I GOT REAL SCARED AND LOOKED UP THE NUMBER BROUGHT ME HERE/NOW I KNOW THEY ARE JUST FRAUD THEMSELFS AND LYING AND THEY WANT MY BANK INFO SO I CAN PAY THEM OFF. I DON'T KNOW WHOP THESE PEOPLE ARE AND I HAVE NO OUTSTANDING DEBTS ANYWHERE SO THEY GOT ME MIXED UP WITHANOTHER PERSON WITH SAME NAME... OMG OMG.