I just received a call from them claiming that my name showed up on a "formal complaint" and named another person and that if I had questions, I should call. They left a number 866-231-8748 and an extension, 105. I called and reached the voicemail of a John Wahl (don't know how to spell it, but is it pronounced "wall"). I'll call back in a bit and see what they have to say.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Tracy Moore from the State Processors office called on my cell. However, they called for a James Robertson. She said that they had 2 cases of fraudulent checks. Left me case number and ask that James Robertson call 855-222-5956. That goodness I found this website. I knew something had to be screwy.
I got a call from Tracy Moore stating I had 2 fraudulent checks. Stated she was a state process server with state distribution. I called back and the phone greeting stated CJB. Hmmm I thought it was state distribution? She gave me the run around no information on the checks now it was a payday loan...hmmmm. ok why all the dishonesty. So the scary part was she had a lot of personal information including a bank account that I closed the year in question. I insisted she give me the name of the company and she ended up telling me someone would serve me at work goodbye. I called back and a man answered stating office was closed he was the switchboard, I said I just talked to her, is she in the office? He said lady I'm just the janitor! I said make up your mind, are you the switchboard or are you the janitor? He hung up ....I called the attorney generals office..scary that they had that information. Well they can deal with the AG.
Attention CJB Associate has a new number 1877-726-6197. Received a phone call this morning from an unknown number. Angela from County Processing left message saying its abut fraudulent checks and that there was a county claim and left me a claim number.They also called my fathers house twice within 8 minutes of each other , my husband's cell phone, my aunts house and my mother in laws house 17 times today I called the number back a little while later and spoke with Sharon Burke from CJB Associates. She didn't much information only thing I got it was about a pay day loan that I supposedly took out in 2010 and continued to ask questions like why haven't I received anything in the mail if i owed this money her response was you did, then i asked how much she said it was for 300 dollars and they want to settle for 730 dollars today if not they were going to county courthouse to file judgement, my response was that is fine at least I'll finally get something in the mail about. (this isn't the first scam called I received about "payday loan" Always a different company name but the same song and dance) well needless to say Sharon Burke didn't like my answer and transferred me to Kevin Love (couldn't come up with a better name) magically he was able to provide me with all the information Sharon didn't have access to, it was a pay day loan and it was direct deposited into a account in February of 2010 and even had the last four digits of the account number, well little did these people know i have access to all of my old statements and guess what! Yup you got it nothing!! Nothing was ever deposited. which i knew but they people really make you second guess yourself especially with all the personal information these people have, so i got to spent my whole day fling complaints and contacting the credit bureaus and trying to find out how to stop these calls from happening.