Has anyone else had problems with these guys? The Royal Bank Student Loans has sicced them on me for defaulting on my loans. There are many issue in volved, but these guys refuse to take payments....the bank will not deal with me directly...and I have been harrassed to the max...3 - 5 phone calls some days and even weekends. They have called co workers, spoken to my wife and stepdaughter and repeatedly misrepresented themselves as "The Royal Bank"...they will not communicate by mail, and will not accept payments. They are scum of the earth!
Received a voice message for MY DAUGHTER. Caller identified himself as John Bannister, Special Investigator. Claims she or her attorney should call him back at 980-939-0921 regarding a complaint that was filed against her with the possibility of a restraining order being issued AFTER an OSC (Order to Show Cause) hearing. Of course I know this is bull. If a complaint was filed, the complainant would have had to serve my daughter. Besides, neither of us are not in the 980 area code (wherever that is!)
Got a call from John Bannister, special investigator, said I made some kind of malicious intent to defraud and a potential restraining order. I have never been to North Carolina nor lived there. Wouldnt say what the company name was so how do I know what to do???
I just got a call from a Mr. John Bannister at my place of employment. I returned his call and he said that I was in some type of legal issue. However, he would not state what that was. So then I told him off and demanded that I speak to his manager and he said he would not want to talk to me. He would not specify an address nor officeline that I could have either. He insulted me and then told me to sit back like a little lady and wait for paperwork and they will be on property to see me.
Is he crazy? It is a scam without a doubt!
I too received a call from Mr. John Bannister. Mr. Bannister works for a debt collection company and they are trying to collect on payday loans. Mr. Bannister is using legal terms like restraining order, malicious intent to defraud, civil complaint, etc to scare you. First off a retraining order will not be issued against you because you did not pay your debt. Also, if a civil complaint is being filed against you for malicious intent, believe me they are not going to call you ahead of time. The fact that they will not provide you with the name of the company is also a sign that this company is practing illegal collection methods. From the language that Mr. Bannister is using, it sounds to me that he is a representative from PFC and they have changed their phone number yet again to try to decive you and start the scare tactics yet again. You should file a complaint with the Attorney General of your State and also file a complaint with the FTC (Fair Trade Commission). These guys are bad news. From my previous research they use harassment and embarssment to shame you into paying old debts. They call you at every number they have for you and especially love calling your employer. They will never provide you with an address or a fax number because then you can ask them legally to provide proof of the original debt and the amount owed. Remember, unless they provide proof of the debt, you do not have to pay. I caution you no matter what, do not pay them any money and do not acknowledge that you have a debt. If you ignore them long enough they will leave you alone and sell your debt to yet another company who specializes in collecting uncollectable debts. If they have a legitimate debt they will mail you something. These guys break so many laws in their collection efforts and need to be put our of business. File your complaints so this can happen.