I had been receiving calls from "NPD Financial Services", have spoken with Michelle Williams, who put me through to the financial dept to set up bi weekly payments on a debt; today I have attempted to call 985-205-3326 and I get the phone company recording stating "You have reached a number that is not currently set up to receive calls." I am beyond afraid right now, they have all of my bank account info/credit card number for the payment plan I arranged; I should note that I was threatened with two criminal charges by this company 1.) Malicious Intent 2.) Bankwire Fraud
My first payment was due to come out of my account on 12/28/15. If I cannot reach this anyone at this number within the next 48hrs I will be placing a stop-payment on these.
Total scam. Do NOT pay them anything. Being in ordinary civil debt is NOT a crime and you cannot be arrested for it. This is an attempt to scare money out of you. Do not fall for it. Ignore and block the calls.
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening criminal process in order to collect a civil debt is a clear violation of the Federal Fair Debt Collection Practices Act.)
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand