Calling on a fake Car Warranty scam. These scammers often change tracks, one day they are offering the "cardholder services" scam then a few weeks or months later the "car warranty" scam.
Has called 2 days straight, after I push the button for my number to be removed from calling list. Very frustrating annoying and it interrupts my life.
This is an out of the country scammer calling to "reduce your credit card interest rate".
Scam works like this, they want your card balance (amount owed) and then as long as you have a reasonably large balance tehy will forward you to a 'supervisor' who will qualify you further. This gets you to a person who speaks english fluently and they press you for more info. All the while you are being talked into giving out just a tiny bit more info about your finances aech time.
The ultimate goal for this scam is to find people with ok or better credit and who have at least a $1,000 or more dollars in available balance (spendable cash) on their card. Then they try and get your card provider info - sometimes they just ask you for this - other times they try and do a three-way call to "verify" your balance and your open to buy credit limit - with your card provider.
Once they have that info, they will usually sweep all of your available credit limit along with any overdraft that may be available into their account and then they will have people standing by in various locations (worldwide) at ATM's to quickly withdraw the money as cash so your bank can't reverse the charge.
They then close up that account and move on to the next victim.