Attorneys office is calling me about allegations and wants the last of my SS for identification. If I had done anything I would receive from the courts or via the mail not a threatening phone call.
Attorneys office is calling me about allegations and wants the last of my SS for identification. If I had done anything I would receive from the courts or via the mail not a threatening phone call.
The caller threatened my wife stating that she should get an attorney on the allegations on me. If there were then it would come from the court. She told them that it was a scam and the woman got very angry when my wife told her heck no she is not giving out the last 4 of my SS. Do I need to contact the FTC on this?
Yes
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php