This number called and left a voice mail stating that they will be filing against me if I don't call back and they left some bogus file number. Did not state the name of the company that was calling.
Your caller is a scammer or an outright fraud. The desperate minions that work for shady 3rd party collectors & fraud shops love to use the "We'll garnish your pay" routine. They are hoping that their target is naïve. Garnishment is ordered by the court. A debt collector can't "Garnish" a damn thing. A court hearing is required before garnishment is awarded to a plaintiff. A summons will precede a court hearing. A (federally required) notice of validation (by MAIL) will precede a summons.
Simply DEMAND that your caller mail (NOT e-mail or fax.) you that federally required complete notice of validation. When the stooge refuses, for ANY reason, the case is closed. Your caller is a scammer attempting to coerce payment on an invalid, time-barred, illegal or purely bogus debt.
Research & know your rights under the FDCPA. It's not hard to do. Just Google it.
Be Safe. Be Aware.
Gunnar
This number called and left a voice mail stating that they will be filing against me if I don't call back and they left some bogus file number. Did not state the name of the company that was calling.
Some idiot left some message about suing me. I called them back and told them not to call or I will be the one filing a suit. If they leave another message....going to call Morgan & Morgan.