I recieved a call and an email from the Legal Department of ACS Inc. They have threatned me with legal action if I do not pay them $4,000.00 and said that a case is being filed against me. I requested a statement from them and they said could not provide me one. Any legal business should be able to provide a statement to you if they are claiming that money is owed to them.
These people are idiots!!! I have filed a complaint with the Federal Trade Commission against them.
Good for you for filing a complaint. I receive an e-mail threatening me also. Do they think that we are idiots to believe them? The reason they will not mail anything is because it is traceable and would be a federal offence.
Hi girls, I got an e-mail from M & J Law Firm of Delaware using this number claiming I owe USA Pay Day Lenders $620.85. I'm glad you reported them I was suspicious because I've never heard of those lenders nor this law firm and that firm claims I'm their customer. I still get calls occasionally from scams either trying to collect on pay day loans I paid off years ago or trying to collect on loans I never had. I have found that if your income becomes unsteady which mine has, such lenders do not really help--in fact usually you have to pay them off in a couple weeks with high interest and you are further in the hole. I also saw on ABC Nightline recently that guys like the ones who call are in the Dominican Republic (next to Haiti) and are going after people who order personal drugs on the Internet. They hounded one woman to suicide after she paid $1,900. According to the Nightline report, the Justice Dept is trying to extradite these crazies to the US and if they do they face 20 years. What else do you think we can do in the meantime?
OMG, I just received the same e-mail yesterday. I had a pay day loan but paid it off 2 yrs ago. The loan amount in the e-mail is the same amount as yours. I have attached a copy of my e-mail.
Thank you for being our customer. This is the last notification e-mail in reference to your account with USA Pay Day Lenders. This is to notify you that after several phone calls and e-mails we were not able to get hold of you regarding this account. So as if now, this account goes to the further step. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
Just to remind you, this account is associated with a Pay day advance that you achieved with the company, the company when tried to extract the funds from your bank account as a repayment, the transaction were declined due to non-sufficient funds. It seems that you are not at all interested in making this debt good.
As we have shared in the previous letters, we will not at all be responsible for any legal charges against your name and your social security number. You will be responsible for the following:
1) Theft by deception.
2) Collateral check fraud.
3) And Violation of federal banking regulation.
The next step is clearly defined. The total outstanding balance is $620.85. If you wish to take care of this debt, do revert back in the next 2 business days and call us now on +1-302.387.0028 and one of the Account officer will be helping you in regards to this matter. If you do not respond to this account, we are going to download the legal case and once the case is processed, and you are found guilty you have to bear a lawsuit which will be five times of your total debt amount and that will be excluding your attorney charges, affidavit charges and the total outstanding amount.