Message left...
"And payment history. You now qualify for a 0% interest rates on all your credit card accounts. If you have completed this process or not interested. Press three now. Otherwise press one now to speak to our qualification department and complete the process. The qualification process can be completed in a few minutes."
I don't know if my phone didn't have signal at the time, but I definitely just received a voice mail from these people ("lowering interest rates...this is your final notice") without ever getting a phone call.
Just the voice mail of a recording.
I love it when they call.. I go along and tell them i owe $15,000 and have 5 cards, but 1 card is my boys and he is in prison. I tell we have been praying for help and this call is a Godsend. I speak in a old man voice with a Southern accent...They hang up on me