I've been getting these phone calls for a week now: three times a day at the most inappropriate times. I called the number back and it turn out to be a fraudulent bill collector. I say fraudulent because they claim an association with GAP but I called the official number to GAP and my balance was fine. GAP recommended to never give them any information because surely they are trying to either steal my credit card or personal info. DO NOT GIVE THEM ANY INFO THEY ARE FRAUDULENT. I wish I knew how to make them stop calling! I hope this info helps.