I was scammed, A lady named Adrianna Pipman stole almost $400 from my account. When I demanded my money back because they took money out of my account even though I declined to an e-signature email she sent me she got very belligerent and hung up on me!
A woman claiming to be Holly Harris calls and claims to be a process server in whatever county you live in. She then gives you this number to call to find out what it is all about. She also gives a case number. It is not an actual number of a case filed in court. It's whatever number this shady "debt collector" has you listed under.
The only thing I can find about who owns 1-832-220-8001 is that it is registered under a Lucas M. I found a couple of reports on other websites about this number and Holly Harris all from January 2016. I have not called the number to even begin to try to find out what they give for a company name. Whoever they are, they are in blatantly obvious violation of the FDCPA and thus not legit.
Update: I went ahead and got ahold of this number. They don't answer their phone. Voicemail says it is the desk of Steve Barnes. When you do actually talk to him, he identifies as ARS Management operating out of a P.O. Box in Houston. Claims not ot be a debt collector but a mediation service. Almost impossible to find out any information about them as Steve barnes is a very common name. ARS is also used by a major debt collection agency out of California. Also, there is an ARS based out of Houston taht looks to be a big plumbing business.
This appears to be a scammy debt collector who is trying very hard to make himself tough to find in the hopes that no one will be able to hold him accountable for his FDCPA violations, including misrepresentation of the legal status of a debt, i.e., having a fake process server call.
I encourage anyone contacted by this guy's fake process server to file a complaint with the CFPB and FTC.
I have an ARS but they are not in Houston. Arizona Colorado and New Mexico under 3 different names plus a few other names. What is the actual address they gave you in Houston?
Mediator is criminal scammer talk to try to make you believe they do not have to abide by the FDCPA. It has long been established that if they are collecting money for someone else, then they must abide by the collection laws.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
SCAM~Holly Harris can take her process serving BS and stick it! She claims she is going to serve me legal paperwork at my place of employment and states the day and hours she will be there. She left the wrong name and I find it rather amusing since I'm retired. Good Luck Holly!