Just got one of these calls myself, and like all of you, 937 # - saying a i have pending legal action against me - and hung up on me when i asked for more information - Then they called my brother. Clearly this is a scam. I've never had a payday loan in my life.
This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
Just got one of these calls myself, and like all of you, 937 # - saying a i have pending legal action against me - and hung up on me when i asked for more information - Then they called my brother. Clearly this is a scam. I've never had a payday loan in my life.
I received a call from 937-424-3874. I did not answer so they called my parents house. I googled the number and read these complaints before I called the number back. First I was told that it was from a payday loan in 2007 and then my mother called back and they told her that they were taking legal action against me for 5 accounts and not from anything in 2007. Why would they give that information out to anyone? Anyway, I called the number back and when I asked Katherine to please send me any information in the mail, she told me couldn't do that. I asked her why she couldn't do that, and she got an attitude and told me that she would be filing the paperwork with my county today and actually said, "Good luck to you" before literally slamming the phone down.
These people have been calling me for two months now, Kathy Reynolds and Avery Davis from four different phone numbers, 977-424-3874, 216-920-7701, 855-897-4820, & 567-803-0406. Three different company names: Compliant Risk Management, CRM and Compliant Contact Solutions. They said they were from Division of Processing and they have two complaints against me. Each time I asked who the debts were from they would name different companies that I owed but the same case number. None are valid. They told me today that I need to get a good lawyer. I asked where should my lawyer contact them and I got "oh not me, let me put you on hold and get the information". 10 minutes on hold and they never came back. Watch out for these people. They just don't stop calling. They call my work and my cell. They give you enough info to make you think you owe them money, but don't jump at what they are telling you.