Just got one of these calls myself, and like all of you, 937 # - saying a i have pending legal action against me - and hung up on me when i asked for more information - Then they called my brother. Clearly this is a scam. I've never had a payday loan in my life.
I called the number they left and a "Mr. Walker" spoke to me - gave me a case reference # told me that I will be subpoened soon as this is in relation to a payday loan I took in 2009 - nope, never have taken a pay day loan. They told ME my last 4 digits of my SSN which now scares me. I asked them to send me paperwork - they told me I could settle with them today for a mere $300 (supposedly owe $430). They would take a credit card over the phone - ya right. When I told him that he was crazy he said I don't really care what you think Ms. XXXX, we will see you in court. I said yup, I'll be there wearing the pretty flower in my hat.