Pre recorded mssg said it was regarding credit card...they said the name of a few credit cards and bank names...they said it was to lower my rate...I press whatever key to be prompted to a rep...rep was male with an accent and told me the same thing as the prerecorded mssg..he asked for my exp date on my cc to verify he was talking to the right person haaa why not asked for a more personal question like my name etc? I gave him a fake date and then he asked me for the last 12 num of my cc...haaaa I laughed and hung up...called my cc company to inform them pf the scam and the scammers called me more than 6 times while I was on the phone with my cc company..they called me first with the 201 and then with (586) 231-3659! It saddens me to think how many ppl has gotten scammed by trash like this :(specially old people