Same thing as Jane (above). They left message saying that they were an unnamed credit card and wanted to lower my rate. Good thing I checked here. I believe a bank needs to disclose its name when calling you.
This is because you probably looked at an add for Garcina whatever that weight loss stuff is. I FINALLY spoke with someone and that is what they were selling.
It gives you the option of being put on the "do not call" list, but even after pressing "2" to do so, it called back 3 more times in the same day. I select the option of speaking to a rep. and it says all reps are busy and to leave a msg. I left a msg. to be put on the do not call list, but you see how well that works!