They can call your relatives friends etc they are considered 3rd party contacts but per FDCPA can only call one time unless 1- given permission to call more than once, or feel they haven given incorrect info- 2 cant disclose any info on the debt- 3 cannot call them if they have good contact info for the consumer...watch this!
This is MRS Associates. A debit collection agency who thinks they are above the law. They'll call office, relatives and cell phones. They are only allowed ot call cell phones if they were listed on the credit apllication. They are only supposed to call a relative once to see if there is updated contact information for debtor. However, they just keep calling and no regard for anything. They also call from 70 other numbers. When they do get through to you, they leave a callback number of 800 932 5809 with some phoney name to ask for because they all use aliases. Call their corporate office at 888-334-5677 and let them know they need to stop calling you. Their webite is: http://www.mrsassociates.com/contactus.asp
It is against federal law (the Fair Debt Collection Practices Act) for collection agencies to call your relatives, neighbors, friends; to call you at work after you have told them to NOT call you, to be rude, abusive or threaten to sue or garnish, or report questionable debts/amounts to your credit report THEY ARE VIOLATING FEDERAL LAW. Keep records of what they do - you can sue them under the FDCPA for statutory damages to you of up to $1,000 (make the collector pay you!!!), plus any actual damages suffered, plus attorney fees (so FDCPA litigation costs you nothing)!
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.
They can call your relatives friends etc they are considered 3rd party contacts but per FDCPA can only call one time unless 1- given permission to call more than once, or feel they haven given incorrect info- 2 cant disclose any info on the debt- 3 cannot call them if they have good contact info for the consumer...watch this!
They can call your relatives friends etc they are considered 3rd party contacts but per FDCPA can only call one time unless 1- given permission to call more than once, or feel they haven given incorrect info- 2 cant disclose any info on the debt- 3 cannot call them if they have good contact info for the consumer...watch this!