Recieved a call, did not answer.  They left me a voice mail - Congratulations!  you have recently applied for a pay day loan (NO I DIDNOT), due to changes in the law, etc. at that point I l deleted the vmail.  I DID NOT APPLY FOR A PAYDAY LOAN.  Last year I received a call like this an called them back to tell them to stop calling.  What happened - because I called back they issued the loan. Somehow they had my bank info and S/S number.  I had to get the bank's fraud department (4 trips to the bank) involved, send them the money back, got money back that they took out of my bank account for they said applying for the loan.  After that, I closed the bank account.  SO DO NOT CALL PAY DAY LOAN COMPANIES BACK TO TELL THEM TO STOP CALLING.