Oh-no, a new scam!! Steal from the rich Americans to feed the poor East Indians.  These overseas thieves in India are now stealing from our medical insurance companies. They want to sell you medical equipment you'll never receive or is poorly made by children in third world countries, then charge your medical insurance company using your name and benefits.  How are our poor insurance companies supposed to make a healthy profit so their CEO could buy a yacht for his daughter when she graduates? Easy, raise our cost of benefits.