Jennifer McNiel or something keeps calling me on both my house phone and my cell phone looking for my husband. Same deal as everyone else. Says that there was a payday loan from back when and "the company has decided to move forward with the charges" and she needs to get a hold of me to send the sheriffs out to my house. What a joke!
This Business is not BBB accredited
United Check Processing
Phone: (513) 442-0020
172 E Main St, Amelia, OH 45102
Consumer Alert!
Consumers are receiving calls from United Check Processing accusing them of defaulting on payday loans. United Check Processing threatens that if consumers do not pay immediately via wire transfer or by providing bank account or credit card numbers, he or she will be arrested. The debt collector may have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.
United Check Processing appears not to be a legitimate debt collection company. BBB is unable to locate the persons responsible for the phony debt collection calls. According to the United States Postal Service, the address the company provides is an invalid address. Despite requests, the company refuses to provide documentation to substantiate the debt.
BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
Ask the debt collector to provide official documentation which substantiates the debt.
Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
I received a phone call a few weeks ago advising that I owed an outstanding debt of approximately $400 that originated due to a payday loan from 2007. I eventually learned that the caller was employed with United Check Processing. I explained that I had been a victim of identity theft and that this must be a part of what I thought had been resolved years ago. The caller advised that I would be arrested and charged with check fraud if I did not pay. He had some bank information and I told him I would need to research this and call him back.
My first call was to my attorney. I explained what was going on. My attorney advised that the statute of limitations on check fraud in NYS was 5 years. He recommended that I follow up with Federal Trade Commission as this is where I originally placed my complaint of identity theft.
A few days later, I received a voicemail from a woman who would not identify herself and called from a restricted number. She said that she had to serve me papers for a pending legal matter and that she would need to schedule a time to do so. She advised that she would call back "momentarily". She never called back, however, during her voicemail message, she mentioned that this was coming out of a certain county in NY. I called my attorney who checked with every court in that county and there was absolutely no legal proceedings initiated against me.
It appears this company will say anything to make the caller nervous and to trick them into paying for this debt (whether it's legitimate or not). I recommend that you ask what county they are filing the charges out of, contact every court in that county (or have your attorney do it) and place your minds at ease. Real scumbags here.
I received a call from a Bruce somebody, stating that I would be locked up for check fraud for something he said that happened back in 2008. I had absolutely NO ideas as to what this man was speaking about so I asked him if he had mailed any documents to my home, and he said no because it's sealed....what the heck does that mean!!!LOLOL. I asked him for the address of his company and he told me that they do not give it out because they have gotten people locked up who has not paid the debt they owe, and then he says that it has to be paid by today or he can split my payments into 3 for each month. I told him that I wasn't paying anything until I saw documentation because he can be anybody and I'm not just giving my information to him. I gave him my email address twice and I never received NO documentation. I also told them that I worked with some very heavy hitters in the government and that I worked with a slew of attorney's so if this is something that I owed then let's get the ball rolling but I never received anything.
This is a total SCAM. This has become a very popular scam to fraud people out of money. The criminal calls you pretending they are a dept collector and that there is some bad check or payday loan you forgot to pay off and then they threaten you with criminal proceedings.
Even if you had a legit dept (which you dont) there are no criminal charges for a pay day loan that is not paid off... all states in the US consider it a loan... not a bad check. The worst they could do IF IT WAS LEGIT is file a case in civil court to get a judgement saying that you owe them money. And that is all it would be... a piece of paper from the court saying you owe money.
In addition, their dept collection practices are highly illegal but they dont care because they are criminals. They want to scare you so you will, out of panic, give them your credit card number. Please do not give them any personal information, especially your checking or credit card info because they will wipe your accounts out before you know what hit you.
DO NOT FALL FOR THIS SCAM!!! Do not engage in conversation with them because they will only try to intimadate and scare you. Consider them criminals and ingore them. Dont allow yourself to be a victim.